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What Happens When You Don't Have Dental Insurance

Dental care is key to our overall physical health, but some of us don’t have dental insurance that pays for routine cleanings, exams, procedures and emergencies. If this is the case for you, our Riverview dentists offer advice on what you can do. 

What can I do if I don’t have dental insurance?

As we get older, our teeth become more susceptible to decay, discoloration, erosion, and breakage, all of which require the care of a dentist. However, not all of us have dental insurance for various reasons. Some are self-employed, work part-time, or have unstable or infrequent work. Some are also retired. Regardless of the cause, if you don't have insurance, there are a few things you can do.

Purchase dental coverage.

You may be able to purchase dental insurance coverage privately for a monthly fee. Several insurance companies sell dental insurance plans to self-employed individuals and those who do not have coverage through an employer. Ask your insurance company about the right plan for you.

Talk to your dentist about a payment plan or financing options.

Talk to the administrative team at your dental office to find out of they offer a payment plan or financing that could help you manage your dental costs. 

Participate in a charity event.

Some non-profit dental associations host events where dentists offer free or low-cost dental services. These can be great for patients who would otherwise forgo attending dental appointments due to financial constraints.

Go to a dental school.

Dental schools offer good quality dental treatment at reduced costs so students going through training can gain experience. These students are closely supervised by licensed dentists who check each phase of their work.

Though your appointment may take longer than at your regular dentist’s office, the trade-off is that you can save significant cash.

Take preventive measures.

To reduce your dental bills in the long run, it's important to maintain a great oral care routine. Remember to brush your teeth at least twice a day for two minutes each time and floss at least once a day. This helps keep plaque, bacteria, and gum disease at bay, and can prevent the need for emergency dental visits.

Additionally, even though it may seem counter-intuitive, it's important to visit your dentist regularly for routine checkups and preventive care. While these visits do come with a cost, they could help you avoid more expensive treatments in the future. By catching any developing problems early on, when they are still relatively easy to treat, you could save yourself from more costly and uncomfortable procedures in the future.

How much does a dentist appointment cost without insurance?

The cost of dental procedures not covered by insurance can vary, depending on the procedure, the severity of your case and other factors. We can provide an estimate for any procedures you may require.

Do you have questions about payment options or plans at Riverview Dentistry? Our Riverview dentists and staff can provide an estimate for services and explain our policies. Contact us today.

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